Auto Insurance
Why do you need car insurance?
Auto insurance can help protect you from expensive, sometimes devastating surprises. Let's say you're in a covered accident. As an insured driver, you can get help paying medical bills, repairs, certain legal defense costs and more.
What coverages do you need in Virginia?
BE PROTECTED ON THE ROAD.
When it comes to auto insurance, every state is different. Unlike most states, Virginia law does not require drivers to purchase auto insurance coverage. However, drivers without car insurance must pay an uninsured motorist vehicle fee upon renewal of their vehicle registration with the state each year. Uninsured drivers in Virginia are personally responsible for medical bills or property damage expenses incurred after a car accident.If you purchase car insurance in Virginia, certain types of coverage and coverage amounts are required. These are shown in the table below. These requirements are just a starting point — you may want to purchase additional coverage or increase your coverage limits.
What are the benefits of having your own personal insurance agent?
AGENTS HELP PROTECT YOU ON THE ROAD.
Whether it's advising you on important coverage decisions or answering any questions you may have, Allstate agents are here to help simplify your insurance experience. They can help:
- Find available auto discounts
- Adjust your coverage, at your request, as your life changes
- Guide you through the auto claims process